When employees join BT Super, they can invest in the default BT MySuper Lifestage investment option or choose from a range of other investment options that offer exposure to different asset classes and different levels of risk across a variety of investment managers. Alternatively, they have the ability to split their investment across many investment options.

There is a unique BT MySuper Lifestage investment option for each decade — each one designed for members born within that decade. Since the funds are organised according to year of birth, it means that investors can stay within a fund for their whole life.

Advance Asset Management Limited manages the funds for BT Lifetime Super Employer Plan, while BT Investment Management BTIM manages the funds for BT Business Super. With the BT Lifetime Super Employer Plan, a member can choose the BT MySuper Lifestage Investment option or another investment mix from over 40 investment options.

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These include investment options offering exposure to different asset classes and different levels of risk. The funds are managed by a number of different managers including Advance Asset Management and BT Investment Management.

BT Business Super is in place for existing employers and is an option for their employees new to BT. The plan offers members the BT MySuper Lifestage investment option or a mix of other funds offering exposure to different asset classes and levels of risk.

The BT Business Super Investment Plan is managed by BT Investment Management BTIM. We can help you determine your insurance needs with our online tool. Fund details BT Lifetime Super — Employer Plan Retirement Wrap SPIN BTAAU RSE R ABN 39 Trustee BT Funds Management Limited ABN 63 AFSL No. Fund details BT Business Super Westpac Master Trust Superannuation Division SPIN WFSAU RSE R ABN 81 Trustee Westpac Securities Administration Limited ABN 77 AFSL RSE L The information shown on this site is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it.

Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation.

Investment Options

Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.

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This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation and needs.

Consider our disclosure documents which include our Financial Services Guide. Your Responsibilities Why BT Join BT Resources Login here. Overview Super Guarantee SG Choice of Fund Salary Sacrifice Tax File Number TFN Stronger Super MySuper Policy Committee Modern Awards.

Overview Your Plan Options Lifestage Investment Insurance Benefits Now Advice Online Administration Reporting Training Women's Network. Overview Setting Up Your Policy Committee Our Expertise Investment Options Super Contributions Member Reporting Transitioning Employees News and Insights.

Overview Tax File Number TFN Choice of Fund Changing Employers Employee Education Financial Advice Voluntary Contributions Salary Sacrifice News and Insights. Employer Resources Investment Options.

BT MySuper Lifestage investment option.

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Investment options for BT Lifetime Super Employer Plan. Investment options for BT Business Super. How to make an investment choice. What are your insurance needs? Online Help Contact us Call bt.